What We Do

In3 Capital makes an impact mainly through private equity investments in scalable, purpose-driven projects that help achieve the UN SDGs, globally.

In3 Capital Partners (subsidiary of In3 Capital Group) works with project development teams, startups and established companies to accelerate fundraising and readiness for capital in our areas of expertise.

We also serve as an independent “impact and infrastructure” investment manager focused on renewable energy (most sectors included), sustainable food & agriculture, affordable and “green” housing, transportation, utilities, water, regenerative commercial real estate, clean manufacturing, energy efficiency, waste conversion, and more, primarily in the Americas, Europe, Africa and Asia Pacific.

Who we are:  Established in 1996, In3 is a boutique impact investment and advisory firm based in Monterey Bay, California, specializing in providing access to attractive capital and development finance to mid-market project developers worldwide.

Mission:  to accelerate the deployment of scalable, purpose-driven solutions that contribute to achieving several of the United Nations Sustainable Development Goals  (SDGs), particularly SDG 7 (Affordable and Clean Energy), SDG 9 (Industry, Innovation and Infrastructure), SDG 6 (Clean Water and Sanitation), and SDG 13 (Climate Action).  

Vision:  a world where capital is aligned with purpose, driving impactful solutions that address the SDGs. By focusing on scalable projects with measurable social and environmental benefits, we aim to create a more sustainable future for all.  More at In3 Investment Strategy

Investment Focus Areas

In3 Capital Partners concentrates on projects that address pressing global challenges, particularly in the following sectors, though we are open to any sector that fits our broad guidelines of doing no harm:

• Renewable Energy & Cleantech: Investing in sustainable energy solutions to combat climate change.

• Water & Waste Management: Supporting projects that ensure clean water access and efficient waste conversion.

• Sustainable Agriculture & Food Systems: Promoting regenerative practices and food security.

• Affordable & Green Housing: Developing eco-friendly and accessible housing solutions.

In3 Capital Group offers tailored and bespoke impact funding solutions, as well as advisory and co-development services to ensure successful closing, sooner, making such capital accessible and affordable to the widest possible circle.

About In3’s Capital

As mandated representatives of a private US-based Family Office, we deliver innovative capital solutions for mid-market projects, with some clients taking advantage of In3 expertise gained over several decades, as described below.  In3 Capital Partners employs a unique funding structure known as the Completion Assurance Program (CAP), which offers:

• Full Leverage Funding: up to 100% of a project’s budget through our single family office, structured as a Joint Venture / equity partnership, delivering far more flexible repayment terms than debt.

• Accelerated Due Diligence: Ensuring a swift and efficient funding process, typically closing in less than 30 days from pre-qualification.

• Risk Mitigation: Utilizing Completion Assurance guarantees facilitated by the Client, a classic solution that aligns everyone’s interests, structured in a novel way. 

In3 Expert Advisory, Coaching Assistance and related services

In3’s expertise extends to project development consulting, guidance with capital formation, coaching assistance with structuring transactions, further de-risking if or as necessary, market sector intelligence, metrics, project co-development, and/or educational opportunities:

• CAPITAL:  “Alternative” investments of $25 million or more in qualified projects via our Completion Assurance Program™ (CAP).  In3’s mandate from a US family office delivers direct equity and debt capital for qualified projects worldwide — we specialize in clean energy, renewables-related, and others with social and/or environmental benefit.  All options here.
• ADVISORY: Financial and “Strategic” Advisory for a wide range of topics, from obtaining the best-available funding terms to expertise with structuring complex, layered finance facilities.  In business since 1996, benefit from our depth of experience with startups, greenfield projects and expansion stage, M&A/succession planning.
  • More at Services:  Strategic Advisory, Coaching & Education.
  • Coaching versus Consulting/Advisory — what’s the difference?
  • Venture Capital versus Project Finance — what’s the difference?
  • Premium service options here
    • Assistance with obtaining a project finance Completion Assurance Guarantee (more about this Premium Service)
    • Support with applying for funding, done for you (DFY), bespoke to your situation, if or as required or requested, from A-Z (more)
    • Meetings requested to assist with arranging funding prior to taking the proscribed pre-qualification steps (more).
  • Tailored “strategic” guidance also available for project co-development in our areas of expertise, startup venture capital, business development and project management services.  Details
• PROJECT DEVELOPMENT: 
  • For early-stage venture or corporate funding
  • For such as In3 Energy Management & Energy Efficiency practice  
  • More on In3 Project Development Services
• EDUCATION / EVENTS:  Educational opportunities, countless articles (search this website, upper right corner, to view available topics), networking and discussion forums via Renewables Investor Forum (host of industry meetings and events RIF since 2003).

Who We Are

We are an experienced team of “boutique” financial services practitioners preferentially supporting Clean Energy and Green/Impact Infrastructure developers and investors to profit together.  How?  Through streamlined and accelerated access to middle-market private capital using a proven system that uses capital guarantees using well-established traditions and legal efficacy, but in a creative/innovative way (more).  See management team.

We also serve mid-market companies in other sectors (sometimes also called small and medium-size enterprises or SMEs*), and startups or “greenfield” projects as well as established companies seeking expansion capital, or for retrofits, refinancing or refurbishment (such as replacing capital equipment).  Note that the requirements for securing investment are more stringent when there is additional development or operations (working capital) funding required, and/or limited operating history.  But we are good at dealing with that challenge.

What to Expect

• Expect us to listen more than we talk. We are naturally curious about what makes your situation unique and we strive to fit solutions to that.
• Expect us to ask you why you picked us.
• Expect to take a moment to understand how we work.  We have quite a few options available for project funding at better-than-average terms, and we bring decades of experience at knowing a winning proposal from a non-starter.  Will you take advantage of this experience?

Our Purpose — why are we committed to this work?

Over the next few decades, the world will transition to a low-carbon economy influenced by the imperatives of climate change, energy security, limits on natural resources, population- and emerging market growth. Economic disparities and lack of access to capital — both financial and social — slow down this transition, which ultimately requires huge amounts of capital to be invested into innovative structures and strategies, creating unique investment opportunities.

The main objective of In³ Finance is to deliver non-bank (alternative) capital for impact industries — dozens of diverse cleantech, renewables, and sustainability-oriented sectors — via projects and transactions in emerging markets and developing economies.  This is also called “impact finance” or “development finance” (different things, but related) and has become an important tool for private businesses seeking to expand overseas, enter new markets, or renovate/upgrade existing capital structures.

Since the 2008 global economic crisis, SMEs have been at a disadvantage due to the global liquidity contraction in the banking system.  In3 Finance eases some of this exclusion with access to competitive-rate loans, loan guaranties, hybrids of debt and equity, and related services for qualified companies.

Based in the Monterey Bay Area of California, we deliver a wide range of services to startups and established enterprises including funding, financial and risk analysis, market and competitive analyses, transaction de-risking, funding structure and fund raising strategy consulting, business development coaching, business planning and deal packaging.  See more at services or our funding criteria.

• Most of our clients considered or actually approached a traditional bank for finance before coming to In3
• 88% received some assistance from us with their business plan, financial model, and loan application
• Better than 97% of qualified projects received loan approval.  Equity is more hit-and-miss, as it depends on investor appetite aligned with management’s offer.  Getting to terms can be challenging.

Startups, Renovations or Expansions working in these countries or the US are all welcome.

Our Industry Experience:  Clean energy, food, water, materials.  We have the greatest expertise in the following cleantech industries:

• renewable energy (solar, wind, hydro, geothermal, wave/tidal, biomass), biofuels, thermal energy, energy efficiency (see below) and energy storage.
• biomass or other resources into value — biomaterials such as char or activated charcoal, natural polymers/fibers, fabrics or fine chemicals, botanical extracts, biolubricants, bioplastics (single-use, durable, hybrids), agricultural inputs such as biopesticides and fertilizers, etc.
• functional foods & beverages, health, wellness and nutrition, nutraceuticals and other “natural” health products
• sustainable food systems and regenerative agriculture, agroforestry, natural resource and forestry management
• energy efficiency — industrial-scale retrofits, including LED lighting, Lighting as a Service (LaaS) with no money down, street lights, specialty lighting (such as in food processing and other regulated facilities), and village-level electrification (microgrids) with indoor residential lighting and USB charging
• waste management and resource recovery, waste-to-energy (MSW, MSS, RDF, TDF), engineered conversion pathways, rubber waste into carbon black (elemental carbon) such as from tires, recovery of displaced nutrients (such as NPK), rare earth metals, precious metals, salts, or other waste-to-value / waste conversion.
• water conservation, water purification and filtration (especially if energy efficient), waste water management, etc.

If you are developing or represent a reasonably well-organized project in clean energy (solar, wind, small hydro, geothermal), storage, biomass, waste conversion or water, or any of the industries shown here, then we want to hear from you.

If capital is required above $25 million ($50m or more preferred) for a project that is fully developed and ready for funding, please consider this streamlined guide to pre-qualification and be in touch. 

Here’s to Your Future Success

If you require assistance to make your project bankable, are looking for help in identifying an acquirer or investor, including advisory services in structuring or negotiating a transaction, or are interested in furthering your strategy in emerging markets, please contact us. We would be pleased to discuss how we may be of service to you. +1.831-761-0700 (or 888-222-GREEN).

* A small-to-medium sized enterprise (SME) has annual revenues of less than $400 million in sales/revenue and where sales/revenue is not relevant, then up to $100 million net worth.

Portfolio & References

• Our Client History
• If you are an accredited investor, or asset manager, consider the IGF opportunity or visit Renewables Investor Forum.
• Interested in working with us?  Consider becoming an affiliate.