New Client Resource Center

Welcome to the In3 Capital Group new client support page. Here we provide options for engaging with us as well as the latest information on In3 funding programs, service availability, tools and other resources.

Explore Your Options

If you already know In3CAP funding is what you prefer (why it might be), visit CAP Resources, Security Solutions, FAQs or browse our GUIDES.

Checkpoint: Are you raising capital for a mid-market project in one of these sectors, seeking In3’s in-house capital?  If so, we have multiple options available, each described below.

1. Do you have a financially feasible project?  If you’re not sure, or cannot yet demonstrate this using defensible, transparent assumptions and proper (IFRS or GAAP) financial modeling, or otherwise want help with project co-development, then
   • Use our Project Development “starter kit” (coaching questions) as a guide that, then later ask us to assess if your project is ready.
   • What you might want to know about In3’s Project Development Assistance
2. If you know, and can demonstrate, that you have a commercially viable project, here are a few “big picture” orientation questions to make sure we are speaking the same language:
   • Are you seeking to fund a project, not a venture?  What’s the difference?
   • Follow this link if you seek Venture Capital instead
   • Or another type of funding altogether (trade, M&A, seed, bridge, grants, working capital, asset-backed loans)
3. What if you don’t meet the minimums? Normally $25 million, but a temporary offer can go as low as $15 million in funding with 35% cash deposit.  This only works with cash deposits; SbLCs and the other types of Security have different minimums, usually $25m in total funding per project or portfolio. View all Completion Assurance security Options Short answer:  think larger scale or aggregate into a portfolio at or above $25 million capital, inclusive of all fees, as well as pre-construction, construction and commissioning phases.
4. What if your project does not fit with In3’s sector focus?  Pitch us on your environmental and social benefits and we’ll listen.
5. What if your project isn’t entirely “shovel ready” (or “ready to build”)?  That’s fine.  Our flagship (CAP funding) does not require this, as we can cover the costs of any remaining development steps — we are not concerned about the team’s ability to deliver the project thanks to our focus on completion assurance.  Case Study example in renewables
6. What is Impact Capital and why do we focus on it?

We can finance mid-market projects of various types so long as these funds are mainly used to build and commission the project to begin operations (defined as “Commercial Operation Date” or COD).

The two easiest options

A) Bring a cash deposit of 25% or more.  That means a minimum $6.25 million deposit, which may require a bridge lender, sponsor, or

B) Obtain a bank’s non-cash Standby Letter of Credit (SbLC) for 50-70% face value of the target capital.  The involved banker determines what collateral is needed, if any.

Either of these satisfy CAP funding’s Security Requirements.

The preferred route to funding — with clear advantages of speed, usually better terms (including zero up-front fees) and radically improved funding certainty — is In3’s flagship CAP with this security option.

More about CAP:  The Completion Assurance Program™ (CAP synopsis), involving a partial financial guarantee or cash deposit, is for projects, portfolios or pipelines of projects with budgets of at least $25 million, but more options exist if funding is above $35-40 million.  We only have one option for below $25 million at present (for a limited time):  A 35% cash deposit would get you $15 million in equity-only funding without the need for majority voting rights from our side.

In effect, we guarantee all the required funding at favorable terms when you or a third-party guarantee that the project will get finished.

This program’s sharp differences become your advantage working with projects at any stage of readiness, improving your odds of closing on a flexible finance facility offering up to 100% of the required funding.

The equity partners negotiate in good faith to determine how to best work together. More about guarantees | FAQs | In3 Service Options | When CAP funding is your best or only option

To get started, complete our fast/easy pre-application, called RAIN — readiness and investment navigator, here. Not ready to apply? You may want to first obtain more personalized support and assistance for your unique situation via an In3 Management Services Agreement (MSA). Tailored to your needs, we collaborate to define the Scope of Work (SOW) and align incentives such that we only succeed when you achieve your goals, so if you have a feasible business proposal and are open to partnering toward mutual benefit, we will always listen. More

Whether or not your project is shovel-ready or requires additional development work, collaborate with In3 to take advantage of our nearly three decades of successful client engagements (see client history or Case Studies & Testimonials), or hire In3’s team or an In3 Affiliate to determine your scope-of-work, which would either help determine the optimal path to funding or validate and strengthen the strategy already selected. Developing the most advantageous funding options, we then bring in the right resources or partners to see it through.

There are many pathways to successful project funding. In3’s funding structure delivers sharp advantages over ordinary project finance, but you might not have the patience or desire to secure a bank-involved guarantee.  Instead, consider leveraging a cash deposit (25%-35% or more), NOT A PAYMENT, using “creative” strategy like selling tax credits (if applicable), using a bridge lender, a Line of Credit, or other methods as an onramp to CAP funding. Or combine CAP with senior debt in the capital stack, an approach we call Program 3, which synergies between each form of capital. Why? Completion Assurance Program’s guarantee or a cash surety deposit accelerates funding delivery cycles, improves terms and certainty.  You can trust this proven process to deliver a written offer of terms within 2-4 weeks, once pre-qualified, owing to streamlined due diligence (we focus mostly on fundamentals, not on putting every conceivable risk factor under a microscope), with a host of advantages compared to traditional project finance. For your further consideration:

Learning (or unlearning) must come before deciding

How to obtain a sponsor/backer to bring in your completion assurance guarantee (if needed)

Note that performance/completion guarantees are financial instruments used for completion assurance only, which is different than a completion bond or other forms of insurance

CAP funding is not suitable for every situation (mostly it is for new project construction, expansions and retrofits), but we offer this US family office funding at almost any stage of development — complete shovel-readiness is not required. This notion of “shovel” ready” status is quite subjective — not at all a well-defined or universal concept.

Here’s a “roadmap” to help you decide if In3 CAP is right for your situation: in3capital.net/bank-guarantees-in3-capitals-roadmap-to-success

Related: more about What We Do, REGISTER your project, or how to Get Started with CAP funding.